Sector — Specialty Insurers
Distribution and capital for the London market.
Risk-shared facilities, MGA capacity, parametric products and credit structures designed for Lloyd's syndicates and the wider London specialty market. The desk pairs distribution reach with capital architecture.
Active facilities
8
GWP placed annually
£140M+
Lloyd's syndicates engaged
22
Parametric programmes
4 live
Where are you?
Pick the path that looks like you.
Each branch maps to the playbook the desk would actually run for you — not a generic funnel.
MGA seeking new capacity
You write a defined book and need new paper at the right loss-ratio, or want to deepen an existing relationship.
Recommended play
Capacity introduction with risk-sharing structure built in
- Warm introductions to syndicates already underwriting your class.
- Risk-share or quota-share modelling co-built with the desk.
- Distribution amplification through 1X corporate channels.
Insurers Pulse
Lender appetite, insurers edition
Live signals from the desk. Last refreshed .
- business
Two clearing banks · Working capital RCF
Margins held; covenants softened
Leverage covenants relaxed by 0.25x for £5m+ revenues with audited accounts.
- business
Alt-fintech lender · Revenue-based finance
Pulled appetite for hospitality
Second consecutive quarter of arrears uptick in casual dining cohort.
- business
Two private credit funds · Unitranche £10m+
Tightened pricing 50–75 bps
Competing aggressively for sponsor-backed mid-market refis ahead of June.
Insurers Co-pilot
Ask anything. Scoped to specialty insurers.
Grounded in 1X Financial's insurers field notes — never the open web. No fabricated lenders, no invented rates.
Funding Map
How a £25m insurer growth + capacity programme stacks
Indicative structure for an MGA acquisition coupled with a new risk-shared capacity facility.
- Senior acquisition debt50%
SONIA + 550–700
Specialist insurance-aware debt fund.
- Capacity risk-share25%
Quota share 30–60%
Syndicate capacity behind the MGA's binder.
- Sponsor / management equity15%
Hurdle 18–22%
Skin-in-game from operating team.
- Earn-out / deferred10%
2–3yr roll
Vendor consideration linked to retention metrics.
Deal Anatomy — Insurers
Anonymised live cases we've actually closed.
The structure, the lenders shortlisted, why it closed — and what nearly killed it.
1 of 1 cases
- asset£420k
£420k of yellow-metal across 3 captives — saved sponsor 7 months
Civils contractor, 32 staff, £8m turnover
Blended cost down 180 bps; sponsor kept working capital intact.
Full anatomyClosed in
9 working days
Shortlisted
6
Layers
3
Insurers scenario lab
Pre-loaded with deals we actually do.
Pick a preset that matches your deal — then drag to stress it. Same model the desk runs in pre-credit calls.
Blended cost of capital
14.10%
Annual debt service
£485,000
DSCR
0.87×
Equity required
20% · £1,000,000
Indicative only. Real pricing reflects sponsor profile, asset, jurisdiction and current lender appetite.
Your stack
The capabilities specialty insurers actually use.
Each links into the full capability page — pricing, ticket, partners and live appetite.
- insurance£500 – £150K premium
PI, D&O and Cyber
Specialty lines for the risks that keep boards awake.
Open capability - insurance£250 – £250K premium
Property & Landlord Insurance
Cover that fits the asset, not a template.
Open capability - insurance£2K – £500K premium
Construction All-Risk & Latent Defect
CAR, employer's liability, latent defects and surety.
Open capability - business£10M – £250M
Business & Corporate Finance
Structured corporate debt for £10M – £250M tickets.
Open capability - asset£100K – £40M
Trade & Supply-Chain Finance
Fund import, export and supply-chain payment cycles.
Open capability
Briefings for Insurers
Field notes worth ten minutes of your day.
Showing top 1 of 1 briefings
Engage the desk
Bring us a live deal — we'll come back inside 48 hours with a shortlist.
Briefings are free. Architecture calls are free. The first lender shortlist is free. You only ever pay on completion.