Property & Landlord Insurance
Cover that fits the asset, not a template.
Building, contents, loss-of-rent, unoccupied and portfolio cover — placed in the London market.
Ticket size
£250 – £250K premium
Turnaround
Quote in 24h
Capital partners
14+
Composes with
4 sectors
Key highlights
What sets this apart.
Portfolio aggregation
Unoccupied cover
Loss-of-rent
The problem
Why this capability exists.
Off-the-shelf landlord cover under-insures and over-charges in equal measure.
Our approach
- 01
Audit your current cover for gaps.
- 02
Aggregate portfolios for premium efficiency.
- 03
Place complex risks via Lloyd's syndicates.
Outcomes you can expect
- Average premium reduction 17% on portfolios
- Lloyd's placement on complex risks
- 24h indicative quote
Typical structures
How property & landlord insurance deals are commonly built.
Indicative structures we orchestrate across our capital partners. Final terms depend on borrower profile, asset and exit.
Broker-Placed
Open-market placement across Lloyd's and company markets.
Programme / Captive
Long-term programme structures with retained risk layers.
Parametric / Specialty
Trigger-based cover for non-standard or emerging risks.
Library OS
Live signal · stack ideas · audience fit.
Three modules that turn this capability page into an orchestration view, not a brochure.
Who this fits
Audience fit, scored from the brief.
SME founders & CFOs
100%
Working capital, growth funding, asset finance, invoice finance.
Property developers & investors
60%
Bridging, development finance, BTL portfolios, refurb-to-let.
HNW & family offices
40%
Structured credit, complex cases, cross-border, tax-efficient capital.
Brokers & intermediaries
0%
Lender intel, criteria shifts, packaging playbooks.
Composes well with
Stack ideas our desk has placed before.
BTL & Portfolio Lending
Portfolio refinances, SPV structures, mixed-use HMOs.
Unregulated & Commercial Bridging
Investment, refurb and exit bridges from £100K – £25M.
Re-Bridging Finance
Replace an expiring bridge before it defaults.
Residential Mortgages
From first homes to £20M private-bank lending.
Short enquiry
Tell us about your property & landlord insurance requirement.
A specialist will respond within one business hour. No credit footprint.