Business pillar
Business Finance
Working capital, growth, acquisition and recovery debt.
From RCFs and invoice lines to acquisition stacks and tax-efficient structures — the full corporate borrowing spectrum, modernised for the 2026 funding market.
Specialist products
15
Lender panel
47+
Fastest decision
Decision in 24h
£300M+ in working-capital and acquisition debt arranged
60+ business lenders, from clearing banks to alternative funds
ARR-based and revenue-based facilities for 2026 growth models
15 specialist products
Every product in this pillar.
Each one is a deep specialism with its own panel, structures and underwriters. Click any to dive into highlights, typical structures and an enquiry form.
Business Loans
Unsecured & secured term loans from £25K – £10M.
Term debt for growth, hiring, expansion or capital projects — placed across high-street banks, challengers and direct-lending funds.
- Ticket
- £25K – £10M
- Speed
- Decision in 48h
- Panel
- 47+
Commercial Loans
Fixed-term commercial debt for capex, expansion and refinance.
Whole-of-market secured and unsecured commercial loans from £100K to £25M — fixed rates, predictable repayments, structured to your tenor.
- Ticket
- £100K – £25M
- Speed
- Heads in 7 days
- Panel
- 27+
Business & Corporate Finance
Structured corporate debt for £10M – £250M tickets.
Senior, unitranche, second-lien and PIK structures for mid-market corporates — including LBO, growth and refinance use cases.
- Ticket
- £10M – £250M
- Speed
- Heads in 21 days
- Panel
- 28+
Acquisition, MBO & MBI Finance
Debt-stack engineering for buy-outs from £1M – £100M.
Senior + mezz + vendor-loan structures for management buy-outs, buy-ins and bolt-on acquisitions.
- Ticket
- £1M – £100M
- Speed
- Heads in 21 days
- Panel
- 22+
Business Development Loans
Unsecured growth capital for hiring, marketing and expansion.
Unsecured term loans from £25K to £500K placed with challenger banks and specialist SME funders — sized to growth plans, not just historic accounts.
- Ticket
- £25K – £500K
- Speed
- Decision in 24h
- Panel
- 18+
Working Capital Lines
Revolving credit, overdrafts and seasonality lines.
Flexible drawdown facilities sized to your working-capital cycle — including seasonal RCFs and dynamic-discounting overlays.
- Ticket
- £100K – £25M
- Speed
- Drawdown in 5 days
- Panel
- 31+
Invoice & Receivables Finance
Disclosed, confidential and selective invoice discounting.
Unlock cash from your sales ledger — selective single-invoice, confidential whole-book and disclosed factoring options.
- Ticket
- £50K – £50M
- Speed
- Live in 7 days
- Panel
- 24+
Asset Based Lending
Unlock working capital from receivables, stock, plant and property.
Bundled facilities that lend across your full balance sheet — receivables, inventory, plant & machinery and property — for one larger, cheaper, more flexible line.
- Ticket
- £1M – £75M
- Speed
- Heads in 14 days
- Panel
- 14+
VAT Loans
Spread your quarterly VAT bill over 3–12 months.
Short-dated finance written specifically against your HMRC VAT liability — paid direct to HMRC, repaid on a profile that fits your trading rhythm.
- Ticket
- £5K – £3M
- Speed
- Funded in 24h
- Panel
- 11+
Tax Loans
Finance Corporation Tax, PAYE, SDLT and Customs duty bills.
Spread the cost of any HMRC liability — Corporation Tax, PAYE/NIC, SDLT and Customs duty — over 6–12 months with direct-to-HMRC settlement.
- Ticket
- £10K – £5M
- Speed
- Drawdown in 3 days
- Panel
- 9+
Trade & Supply-Chain Finance
Fund import, export and supply-chain payment cycles.
Letters of credit, trade loans, supplier finance and forfaiting — bridge the gap between supplier payment and customer receipt.
- Ticket
- £100K – £40M
- Speed
- Drawdown in 5 days
- Panel
- 17+
Merchant Cash Advance
Card-receipt-aligned funding for retail, hospitality, e-commerce.
Repay as you earn — advances repaid as a percentage of daily card receipts. No fixed monthly payment.
- Ticket
- £5K – £2M
- Speed
- Funded in 48h
- Panel
- 14+
SaaS & ARR Financing
Non-dilutive growth capital priced off ARR.
Recurring-revenue lending for B2B SaaS — turn $1 of ARR into $3–6 of debt without diluting equity.
- Ticket
- £250K – £30M
- Speed
- Heads in 14 days
- Panel
- 11+
Revenue-Based Finance
Repay as a percentage of monthly revenue — no equity dilution.
API-underwritten growth capital for D2C, marketplace and subscription businesses — drawn against verified revenue streams.
- Ticket
- £25K – £5M
- Speed
- Funded in 24h
- Panel
- 9+
Embedded Finance Programmes
White-label lending built into your customer journey.
Stand up a lending programme inside your own product — we orchestrate the funding partner, BaaS rails, KYC and compliance.
- Ticket
- £500K – £100M facility
- Speed
- Live in 90 days
- Panel
- 8+
How this pillar works
One brief. Whole-of-market. Single point of contact.
01
Brief
Tell us the deal in plain English. We translate into bankable structures.
02
Structure
We design the optimal capital stack across the panel — not just one funder.
03
Place
Parallel quotes from specialist lenders, ranked on real economics.
04
Execute
Coordinated legals, valuations and drawdown — to your timeline.
Ready to put Business Finance to work?
Brief us once. We'll quote across the whole panel and come back with ranked options — typically within one business day.