The 1XF Utilities Suite
A revenue engine, in your hand.
Five world-first utilities turn casual visitors into qualified, costed, lender-matched opportunities — in under two minutes. Every interaction trains our orchestration layer.
30-second AI verdict
Instant Decision™
Run any deal — mortgage, BTL, bridging, development, insurance — through our orchestration engine and receive an Accept / Refer / Decline verdict with rate, monthly cost and lender match count.
Live market intelligence
Rate Radar™
A live tape of the sharpest available products across the UK lender universe with movement deltas — powered by our daily lender-feed sweep.
Deal-grade modelling
Investor ROI Studio
Stress-test buy-to-let, holiday let, refurb-to-rent and ground-up development with leverage, exit assumptions, capex and tax — instantly.
Plain-English intake
Eligibility Quiz
Four conversational questions and our AI tells you which capabilities, lenders and protection products are a fit — before you ever speak to a human.
AI-composed capital stack
Deal Architect
Describe your project and we compose a senior + mezz + insurance stack in real time, with capital partners ranked by fit, speed and price.